You can purchase an umbrella or excess liability policy which provides broader coverage, including claims against you for libel and slander, as well as higher liability limits. Generally, umbrella policies cost between $200 to $350 for $1 million of additional liability protection, and require the underlyer polices to carry a minimum liability limit of $300,000 to $500,000. Most companies give you a better rate if they also carry your underlyer policies with them.
We can help you make sure you have appropriate Umbrella Liability coverage. We will help you assess your risks and find the best policies for your needs. Contact us today to learn more.